At Home with Connie Sadowski, Real Estate Expert

  A showing is an opportunity for a buyer to determine if a home is right for them. Each of the different types of showing plays a valid and necessary role in marketing the home. Some buyers may start by looking at homes online, which can lead them to drive by the home to see if it still meets their interest before they schedule a showing. New Build Model Homes:  Take me with you to your visits and don’t register online when looking at homes. Builders/Sellers require I, your agent represent you on first and substantial visits so it’s imperative that I make first contact!  Open Houses:  Take me with you! Make sure you give agent at open house my name and number, Im a great agent to represent you in selling buying or building your home. Online showing : This is when a buyer looks at a home's listing online, including photos, videos, and a description. This can be a great way for buyers to get a general overview of a home and see if it is worth scheduling a showing. Drive-by showing :

  If you're in a financially stable position, now might be the perfect time to embark on your homeownership journey. Buying a home today offers several advantages, including the opportunity to build equity and stabilize your housing costs in the face of rising expenses. Explore the reasons why purchasing a home now can be a wise decision in the current market. By purchasing a home today, you can start building equity, which is an investment in your future. Additionally, opting for a fixed-rate mortgage allows you to stabilize your monthly housing costs for the long term, even as other expenses continue to rise. This stability provides peace of mind in an ever-changing financial landscape. While housing costs experienced significant increases in 2021 due to a combination of factors, such as inflation, high demand, and low supply, the market has since moderated. If you decide to buy now, you can expect relatively stable house prices and potentially face less competition from other bu

  Homebuyers in the market who are frustrated by the low inventory are finding what they want in new construction.  Among the obvious advantages are that it is fresh and new, has never been lived in, and can be personalized to an individual's taste and needs. New construction homes can be more expensive upfront, but they can save you money in the long run. These homes are built to the latest building codes, which means they are more energy-efficient and require less maintenance. They also come with warranties that can help protect you from unexpected repairs. New construction homes can be a great option for first-time homebuyers. They offer a blank slate that you can customize to your liking, and they don't have the same wear and tear as older homes. Working with a REALTOR®️can help you navigate the process of buying a new construction home. They can help you find the right builder, negotiate a good price, and make sure that the home is built to your specifications.  One of the

  Mortgage Payment App Calculate payments  continue  here Cost of Waiting to Buy App I may hold off buying now,  calculate cost  here Rent V Own App  Buying a home can be confusing, calculate the cost of Rent v Own  here Buying Can Be Confusing Get a professional on your side to give you all the information so you can make informed decisions. Get Buyers Guide  here Interest Rate Affects Price Calculate how interest rates affect the monthly payment, calculate  here Why Rent? Can I Buy? Contact Connie, no obligation, let’s find out if you can buy, if not now, I will help you come up with a plan for future purchase! Name Email* SEND This site is protected by reCAPTCHA and the Google  Privacy Policy  and  Terms of Service  apply.

Waiting for the mortgage rates to come down before you buy a home may not be a good decision.   If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be devoured by the appreciated price increase.   An example: The 30-year fixed-rate was at 6.33%.  If the rate drops to 4.7% in three years but the price increases by 5% a year, a $400,000 home today, will cost $463,050 three years from now. An increasingly, popular option that more buyers are considering is to purchase the home today with an adjustable-rate mortgage that could give them an approximate 5.00% rate for five years.  Then, refinance to a fixed rate when rates come down.  Not only will the buyer have lower payments with the ARM, but the buyer will also own the home, and benefit from the appreciated prices which will build equity in the home and increase their net worth. Mortgage rates increased over 3% in the first three quarters of this year and in 2022.  Som

  Resources for Ohio homebuyers are available through the Ohio Housing Finance Agency (OHFA). Click here OHFA's Grants for Grads Program. Grants for Grads includes 5% down payment assistance for homebuyers who have received an associate, bachelor's, master's, or doctoral degree within the last 48 months. The assistance can be used toward a down payment, closing costs, and other prepaid expenses incurred prior to closing.  An example of the Grants for Grads Program Purchase Price $200,000  FHA Loan 3.5% down payment requirement  5% Grant for Grads= $10,000 towards a down payment, closing costs and prepaid expenses.  Find Homebuyer eligibility information including qualified lenders, credit score requirements, income limits and more information https://myohiohome.org/downpaymentassistance.aspx  For any questions about the Grants for Grads Program, please drop us a line!